Business Accounts on Personal Internet Banking Personal Internet Banking is primarily intended for consumer accounts. If your checking account available balance does not have enough funds to complete the transfer or payment, and you have overdraft protection, funds may be taken from your overdraft protection account to complete this transaction. The cooperative idea of self-help was majorly cut back and twisted for the new regimes purposes. You understand that if you provide us with incorrect information or if there is any error in your instruction we will make all reasonable efforts to reverse or delete such instructions, but you accept full responsibility for losses resulting from any of your errors, duplication, ambiguities or fraud in the information that you provide. No Unlawful or Prohibited Use As a condition of using the Service, you warrant to us that you will not use the Service for any purpose that is unlawful or is not permitted, expressly or implicitly, by the terms of this Agreement or by any applicable law or regulation.
We will not be liable for any loss that you may incur as a result of someone else using your log on credentials, either with or without your knowledge. Click 'Sign Up' from the Personal Internet Banking page 2. All terms not otherwise defined in this Agreement which are defined in Regulation E will have the same meanings when used in this section as they do in Regulation E. You are permitted to use the Service only as expressly authorized by this Agreement. Means of Transfer You authorize us to select any means we deem suitable to provide your Bank to Bank Transfer instructions to the applicable financial institution. You must have a valid email address to receive these alerts. We reserve the right to decline or revoke access to Online Banking or any of its services.
This Service shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to its conflict of laws provisions or your actual state or country of residence. We reserve the right in our sole discretion to grant or deny reinstatement of your use of the Service. Personal Internet Banking Bill Payment Processing Bill Payments made using Personal Internet Banking are subject to the governing such account and are limited to payees with United States addresses. Although we will try to assist you in resolving any such problems, you understand that any such errors, delays or other problems are the responsibility of the relevant financial institution. The Electronic Communications Disclosure allows us to provide this Agreement and certain Personal Internet Banking communications electronically. Enhanced Account Protection is an additional layer of security features that help safeguard specific online banking transactions using your mobile phone for authentication.
Our Online Banking option helps you get banking done from your desk, lap, or anywhere in the world you find yourself with an internet connection. If your available balance does not have enough funds to complete the transfer or payment, we may either i refuse to complete the transaction or ii complete the transaction and overdraw the account. If you have a dispute or question about any transaction on such site, you agree to direct these to the account provider. We will tell you the results of our investigation within 10 business days after we hear from you, and we will promptly correct any error we have made. Joint Account Holder By using Bank to Bank Transfers, you confirm that, if any of your Accounts is a joint account, your joint account holder has consented for you to use your Accounts for the Service. For example, we may add, delete or amend terms or services.
You understand that such financial institutions may not investigate discrepancies between names and numbers. All this is backed by our against unauthorized access. Other limits may apply to your account. You agree that these warranties and representations will remain in full force and effect even if this Agreement terminates for any reason. Calling is the best way of keeping your possible losses down. When you link an account to Personal Internet Banking services, you do not change the agreements you already have with us for that account. Mobile Banking is an extension of Personal Internet Banking and is available to all customers who have enrolled in the service.
If the debit side fails or is returned for any reason and the credit side has been released and cannot be collected, you authorize our service provider to collect from the Account to which the credit side of the funds transfer was sent. Security Procedures You understand that the financial institution at which an Account is maintained may contact us to verify the content and authority of Bank to Bank Transfer instructions and any changes to those instructions. We will work with these Payees to encourage them to accept an electronic or check payment from the Bank. This aggregation information may include your passwords and usernames for the third party websites. If we are unsuccessful, or if we determine that the Payee cannot process payments in a timely manner, we may decline future payments to this Payee. If you have a bank account in the U. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit, and without the payment of any fees, we may use the Content for the purposes set out above.
We will also notify you if your account is no longer in good standing and your eligibility for Personal Internet Banking services has been terminated. Service Changes and Discontinuation We may modify or discontinue the Service or your use of some or all accounts within the service, with or without notice, without liability to you, any other user or any third party. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. For your protection, you should memorize your log on credentials and not keep any notation of them on or with your computer. You may request copies of the documents that we used in our investigation.